Paying for What We Need and Nothing Else

I have been looking at the different Types Of Health Insurance for the past month now and think I may switch us to a catastrophic plan. We rarely, if ever, go to the doctor and I don’t allow my kids to take prescription medications unless they are absolutely necessary. They don’t need to put all of that artificial stuff into their bodies unless they are very sick and that has yet to happen. I prefer to treat the symptoms at home and only take them in when nothing works. That’s why I think catastrophic may be the way to go. We don’t need to pay for stuff we won’t use.

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